i. You may apply for point reduction only once every five years. You may not reduce your point total below zero.
ii. If you have no points, you should not waste your once in a five year opportunity by requesting point reduction**
iii. Point reduction is for NJ MVC ONLY. Insurance points are calculated by your individual insurance carrier.
iv. This course is separate from the DMV course for violators who have accumulated 12 or more points. Drivers must stake both courses.
v. If you are taking this course for insurance purposes, you must contact your carrier for details on premium reductions.